homequant
HDB · 310126

Blk 126 Lor 1 Toa Payoh

Project page · 99-year lease from 1970

Indicative value range
S$389,195 – S$411,083
Indicative mid S$408,389 · S$6,095 psm

Based on 3 sales in this block, last 12 months. Search did not need to widen. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Jun 2026Blk 12604 TO 0667 sqmS$370,000S$5,522 psm×1.000S$5,522 psm
Feb 2026Blk 12610 TO 1267 sqmS$415,000S$6,194 psm×0.997S$6,176 psm
Dec 2025Blk 12613 TO 1567 sqmS$410,000S$6,119 psm×0.996S$6,095 psm

How accurate is this estimate for Lor 1 Toa Payoh?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 139 sales in Lor 1 Toa Payoh since.

Median error
5.6%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

8.82% gross yield

S$36,000 of rent a year against the estimate above · 0.94 points below flats like it

Homes like this rent for about S$3,000 a month, the middle of 219 approvals in the last year.

In Toa Payoh, flats of this type with 40 to 49 years of lease left yield 9.76%, from 40 blocks.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 2026131A3 ROOMS$3,600
Sept 20261113 ROOMS$3,500
Sept 20261583 ROOMS$3,300
Sept 20261583 ROOMS$3,200
Sept 20261103 ROOMS$3,200
Sept 20261133 ROOMS$3,150
Sept 20261573 ROOMS$3,000
Sept 20261283 ROOMS$2,900

median of 219 HDB rental approvals for 3 ROOM on Lor 1 Toa Payoh since 2025-10.

Buying or selling at S$408,389?

Buying: Stamp duty on S$408,389 · Cash and CPF needed on S$408,389 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$408,389.

Each opens with this figure filled in; change anything there.

Primary schools near 126 Lor 1 Toa Payoh

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Jun 2026
Blk 126 · 3 ROOM · 04 TO 06 · Improved · 43 years left
67 sqmS$370,000S$5,522 psm
Feb 2026
Blk 126 · 3 ROOM · 10 TO 12 · Improved · 43 years left
67 sqmS$415,000S$6,194 psm
Dec 2025
Blk 126 · 3 ROOM · 13 TO 15 · Improved · 43 years left
67 sqmS$410,000S$6,119 psm
Sept 2025
Blk 126 · 3 ROOM · 13 TO 15 · Improved · 43 years left
67 sqmS$390,000S$5,821 psm
Aug 2025
Blk 126 · 3 ROOM · 13 TO 15 · Improved · 43 years left
67 sqmS$426,500S$6,366 psm
Jul 2025
Blk 126 · 3 ROOM · 16 TO 18 · Improved · 44 years left
67 sqmS$459,000S$6,851 psm
Apr 2025
Blk 126 · 3 ROOM · 07 TO 09 · Improved · 44 years left
67 sqmS$411,000S$6,134 psm
Feb 2025
Blk 126 · 3 ROOM · 04 TO 06 · Improved · 44 years left
67 sqmS$350,000S$5,224 psm
Oct 2024
Blk 126 · 3 ROOM · 10 TO 12 · Improved · 44 years left
67 sqmS$418,000S$6,239 psm
Jul 2024
Blk 126 · 3 ROOM · 04 TO 06 · Improved · 45 years left
67 sqmS$328,000S$4,896 psm
Apr 2024
Blk 126 · 3 ROOM · 04 TO 06 · Improved · 45 years left
67 sqmS$400,000S$5,970 psm
Mar 2024
Blk 126 · 3 ROOM · 04 TO 06 · Improved · 45 years left
67 sqmS$310,000S$4,627 psm
Aug 2023
Blk 126 · 3 ROOM · 16 TO 18 · Improved · 46 years left
67 sqmS$340,000S$5,075 psm
Nov 2022
Blk 126 · 3 ROOM · 04 TO 06 · Improved · 46 years left
67 sqmS$350,000S$5,224 psm
Nov 2022
Blk 126 · 3 ROOM · 04 TO 06 · Improved · 46 years left
67 sqmS$343,000S$5,119 psm
Sept 2022
Blk 126 · 3 ROOM · 07 TO 09 · Improved · 46 years left
67 sqmS$350,000S$5,224 psm
Aug 2022
Blk 126 · 3 ROOM · 10 TO 12 · Improved · 47 years left
67 sqmS$345,000S$5,149 psm
Aug 2022
Blk 126 · 3 ROOM · 07 TO 09 · Improved · 47 years left
67 sqmS$338,388S$5,051 psm
Jan 2022
Blk 126 · 3 ROOM · 16 TO 18 · Improved · 47 years left
67 sqmS$338,000S$5,045 psm
See more

Showing 19 of 84.

Sale prices as filed in caveats.

Where the lease takes this

About 42 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years37 yearsS$381,226S$420,904S$455,847S$463,819

On a flat market the lease alone costs 7% over 5 years. Prices would need to rise about 1.39% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.