Stamp duty calculator for Singapore property: BSD and ABSD
Enter a price and who is buying to see the buyer's stamp duty and any additional buyer's stamp duty due, computed from the current IRAS rates.
Rates in force on 23 Sept 2026
Work out your stamp duty
On S$1,500,000, as a citizen buying a first residential property, for a purchase on 23 Sept 2026.
BSD rates in force from 15 Feb 2023; ABSD rates in force from 27 Apr 2023.
How is buyer's stamp duty calculated?
Since 15 Feb 2023, buyer's stamp duty on a residential property is charged in tiers of the price or market value, whichever is higher: 1% on the first S$180,000, 2% on the next S$180,000, 3% on the next S$640,000, 4% on the next S$500,000, 5% on the next S$1,500,000 and 6% on the rest.
What are the ABSD rates in Singapore?
Since 27 Apr 2023, Singapore citizens pay 0% on a first home, 20% on a second and 30% on a third or more; permanent residents pay 5% on a first home, 30% on a second and 35% on a third or more; foreigners pay 60% on any purchase; companies and trusts pay 65% on any purchase. The count includes the home being bought.
Buyer's stamp duty rates
| Portion of the price | Rate |
|---|---|
| First S$180,000 | 1% |
| S$180,000 to S$360,000 | 2% |
| S$360,000 to S$1,000,000 | 3% |
| S$1,000,000 to S$1,500,000 | 4% |
| S$1,500,000 to S$3,000,000 | 5% |
| Above S$3,000,000 | 6% |
Additional buyer's stamp duty rates
| Buyer | First home | Second home | Third home or more |
|---|---|---|---|
| Singapore citizens | 0% | 20% | 30% |
| Permanent residents | 5% | 30% | 35% |
| Foreigners | 60% | 60% | 60% |
| Companies and trusts | 65% | 65% | 65% |
Worked examples
How much stamp duty does a Singapore citizen pay on a S$1,500,000 first home?
A Singapore citizen buying a first home at S$1,500,000 pays S$44,600 in buyer's stamp duty and no additional buyer's stamp duty.
How much stamp duty does a permanent resident pay on a S$2,000,000 second home?
A permanent resident buying a second home at S$2,000,000 pays S$69,600 in buyer's stamp duty and S$600,000 in additional buyer's stamp duty at 30%, S$669,600 in all.
How much stamp duty does a foreigner pay on a S$1,200,000 first home?
A foreigner buying a first home at S$1,200,000 pays S$32,600 in buyer's stamp duty and S$720,000 in additional buyer's stamp duty at 60%, S$752,600 in all.
Where these rates come from
- Buyer's stamp duty: rates in force since 15 Feb 2023. Source: IRAS, Buyer's Stamp Duty rates for residential property from 15 Feb 2023. Last checked against the published rules on 18 Sept 2026.
- Additional buyer's stamp duty: rates in force since 27 Apr 2023. Source: IRAS, Additional Buyer's Stamp Duty from 27 Apr 2023. Last checked against the published rules on 18 Sept 2026.
Rates are versioned data in config/rules.yaml, checked against IRAS and MAS publications on 2026-09-18; the newest version applied here took effect 2024-08-20. Rules change with each cooling-measure round.
Indicative figures only, not tax, legal or financial advice. Confirm stamp duty with IRAS and loan limits with your bank or HDB before you commit.
Other calculators
- ABSD calculator
Additional buyer's stamp duty by residency and the number of homes you already own.
- SSD calculator
Seller's stamp duty if you sell within the holding period, and the date it lapses.
- TDSR and LTV calculator
How much you can borrow: loan-to-value, total debt servicing and mortgage servicing limits.
Know the home? Value it from a postal code and the same figures are worked out on its indicative value.