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HDB · 310091

Blk 91 Lor 3 Toa Payoh

Project page · 99-year lease from 1970

Indicative value range
S$318,000 – S$345,000
Indicative mid S$335,000 · S$4,926 psm

Based on 5 sales in this block, last 12 months. Search did not need to widen. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Oct 2026Blk 9107 TO 0968 sqmS$345,000S$5,074 psm×1.000S$5,074 psm
Sept 2026Blk 9107 TO 0978 sqmS$355,000S$4,551 psm×1.000S$4,551 psm
Jul 2026Blk 9107 TO 0968 sqmS$318,000S$4,676 psm×1.000S$4,676 psm
Jun 2026Blk 9110 TO 1268 sqmS$335,000S$4,926 psm×1.000S$4,926 psm
May 2026Blk 9104 TO 0668 sqmS$348,000S$5,118 psm×1.000S$5,118 psm

How accurate is this estimate for Lor 3 Toa Payoh?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 15 sales in Lor 3 Toa Payoh since.

Median error
15.7%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

10.75% gross yield

S$36,000 of rent a year against the estimate above · 0.99 points above flats like it

Homes like this rent for about S$3,000 a month, the middle of 17 approvals in the last year.

In Toa Payoh, flats of this type with 40 to 49 years of lease left yield 9.76%, from 40 blocks.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 2026963 ROOMS$3,200
Jul 2026913 ROOMS$3,000
Jul 2026963 ROOMS$3,000
May 2026913 ROOMS$3,300
Apr 2026963 ROOMS$3,000
Jan 2026963 ROOMS$3,200
Jan 2026913 ROOMS$3,100
Dec 2025913 ROOMS$3,300

median of 17 HDB rental approvals for 3 ROOM on Lor 3 Toa Payoh since 2025-10.

Buying or selling at S$335,000?

Buying: Stamp duty on S$335,000 · Cash and CPF needed on S$335,000 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$335,000.

Each opens with this figure filled in; change anything there.

Primary schools near 91 Lor 3 Toa Payoh

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Oct 2026
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 42 years left
68 sqmS$345,000S$5,074 psm
Sept 2026
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 42 years left
78 sqmS$355,000S$4,551 psm
Jul 2026
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 43 years left
68 sqmS$318,000S$4,676 psm
Jun 2026
Blk 91 · 3 ROOM · 10 TO 12 · Improved · 43 years left
68 sqmS$335,000S$4,926 psm
May 2026
Blk 91 · 3 ROOM · 04 TO 06 · Improved · 43 years left
68 sqmS$348,000S$5,118 psm
Apr 2026
Blk 91 · 3 ROOM · 04 TO 06 · Improved · 43 years left
excluded: outlier
68 sqmS$345,000S$5,074 psm
Feb 2026
Blk 91 · 3 ROOM · 10 TO 12 · Improved · 43 years left
excluded: outlier
68 sqmS$345,000S$5,074 psm
Oct 2025
Blk 91 · 3 ROOM · 04 TO 06 · Improved · 43 years left
68 sqmS$365,000S$5,368 psm
Aug 2025
Blk 91 · 3 ROOM · 01 TO 03 · Improved · 43 years left
68 sqmS$375,000S$5,515 psm
Apr 2025
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 44 years left
68 sqmS$385,000S$5,662 psm
Jul 2024
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 45 years left
68 sqmS$380,000S$5,588 psm
Jul 2024
Blk 91 · 3 ROOM · 10 TO 12 · Improved · 45 years left
68 sqmS$370,000S$5,441 psm
May 2024
Blk 91 · 3 ROOM · 04 TO 06 · Improved · 45 years left
68 sqmS$350,000S$5,147 psm
Jan 2024
Blk 91 · 3 ROOM · 10 TO 12 · Improved · 45 years left
78 sqmS$390,000S$5,000 psm
Dec 2023
Blk 91 · 3 ROOM · 01 TO 03 · Improved · 45 years left
78 sqmS$375,000S$4,808 psm
Sept 2023
Blk 91 · 3 ROOM · 13 TO 15 · Improved · 45 years left
excluded: outlier
68 sqmS$390,000S$5,735 psm
Aug 2023
Blk 91 · 3 ROOM · 01 TO 03 · Improved · 46 years left
68 sqmS$345,000S$5,074 psm
Jul 2023
Blk 91 · 3 ROOM · 13 TO 15 · Improved · 46 years left
68 sqmS$335,000S$4,926 psm
Jun 2023
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 46 years left
78 sqmS$420,000S$5,385 psm
Jun 2023
Blk 91 · 3 ROOM · 16 TO 18 · Improved · 46 years left
68 sqmS$380,000S$5,588 psm
May 2023
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 46 years left
excluded: outlier
78 sqmS$442,000S$5,667 psm
May 2023
Blk 91 · 3 ROOM · 04 TO 06 · Improved · 46 years left
68 sqmS$340,000S$5,000 psm
Oct 2022
Blk 91 · 3 ROOM · 13 TO 15 · Improved · 46 years left
excluded: outlier
78 sqmS$440,000S$5,641 psm
Aug 2022
Blk 91 · 3 ROOM · 04 TO 06 · Improved · 46 years left
78 sqmS$390,000S$5,000 psm
Aug 2022
Blk 91 · 3 ROOM · 01 TO 03 · Improved · 47 years left
68 sqmS$308,000S$4,529 psm
Jul 2022
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 47 years left
78 sqmS$375,000S$4,808 psm
Jul 2022
Blk 91 · 3 ROOM · 13 TO 15 · Improved · 47 years left
68 sqmS$351,300S$5,166 psm
Jul 2022
Blk 91 · 3 ROOM · 13 TO 15 · Improved · 47 years left
68 sqmS$331,000S$4,868 psm
Jul 2022
Blk 91 · 3 ROOM · 07 TO 09 · Improved · 47 years left
excluded: outlier
68 sqmS$295,000S$4,338 psm
Oct 2021
Blk 91 · 3 ROOM · 01 TO 03 · Improved · 47 years left
68 sqmS$302,000S$4,441 psm
See more

Showing 30 of 91.

Sale prices as filed in caveats.

Where the lease takes this

About 42 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years37 yearsS$312,718S$345,266S$373,929S$380,469

On a flat market the lease alone costs 7% over 5 years. Prices would need to rise about 1.39% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.