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HDB · 311172

Blk 172A Lor 1 Toa Payoh

Project page · 99-year lease from 1995

Indicative value range
S$825,198 – S$933,832
Indicative mid S$906,673 · S$8,594 psm

Based on 9 sales in this street, last 12 months. Search widened 1 of 3 steps to find enough comparable sales. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Oct 2026Blk 15616 TO 18101 sqmS$790,000S$7,822 psm×1.000S$7,822 psm
Sept 2026Blk 23919 TO 21103 sqmS$810,000S$7,864 psm×1.000S$7,864 psm
Aug 2026Blk 15610 TO 12101 sqmS$900,000S$8,911 psm×1.000S$8,911 psm
Jul 2026Blk 15504 TO 06101 sqmS$868,000S$8,594 psm×1.000S$8,594 psm
May 2026Blk 15616 TO 18101 sqmS$894,000S$8,851 psm×1.000S$8,851 psm
Jan 2026Blk 23922 TO 24103 sqmS$700,000S$6,796 psm×0.997S$6,776 psm
Jan 2026Blk 15519 TO 21100 sqmS$943,888S$9,439 psm×0.997S$9,411 psm
Nov 2025Blk 15604 TO 06101 sqmS$896,000S$8,871 psm×0.996S$8,836 psm
Nov 2025Blk 17104 TO 06105 sqmS$789,000S$7,514 psm×0.996S$7,485 psm

How accurate is this estimate for Lor 1 Toa Payoh?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 139 sales in Lor 1 Toa Payoh since.

Median error
5.6%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

5.29% gross yield

S$48,000 of rent a year against the estimate above · 1.4 points below flats like it

Homes like this rent for about S$4,000 a month, the middle of 35 approvals in the last year.

Across Singapore, flats of this type with 60 to 69 years of lease left yield 6.69%, from 75 blocks. This town has too few such blocks to measure on its own.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 2026130B4 ROOMS$4,500
Sept 2026130B4 ROOMS$4,000
Aug 2026130A4 ROOMS$4,500
Aug 20261714 ROOMS$4,000
Jul 20261554 ROOMS$4,100
Jul 20262394 ROOMS$2,300
Jul 20261564 ROOMS$1,900
Jun 20261714 ROOMS$4,150

median of 35 HDB rental approvals for 4 ROOM on Lor 1 Toa Payoh since 2025-10.

Buying or selling at S$906,673?

Buying: Stamp duty on S$906,673 · Cash and CPF needed on S$906,673 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$906,673.

Each opens with this figure filled in; change anything there.

Primary schools near 172a Lor 1 Toa Payoh

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Aug 2025
Blk 172A · 4 ROOM · 04 TO 06 · Model A · 69 years left
excluded: outlier
105 sqmS$760,000S$7,238 psm
May 2025
Blk 172A · 4 ROOM · 01 TO 03 · Model A · 69 years left
excluded: outlier
105 sqmS$740,000S$7,048 psm
May 2023
Blk 172A · 4 ROOM · 01 TO 03 · Model A · 71 years left
106 sqmS$690,000S$6,509 psm
May 2022
Blk 172A · 4 ROOM · 01 TO 03 · Model A · 72 years left
104 sqmS$700,000S$6,731 psm
See more

Showing 4 of 20.

Sale prices as filed in caveats.

Where the lease takes this

About 67 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years62 yearsS$878,365S$969,786S$1,050,297S$1,068,666
10 years57 yearsS$847,442S$1,033,027S$1,211,669S$1,254,421
20 years47 yearsS$768,216S$1,141,529S$1,570,477S$1,683,256

On a flat market the lease alone costs 15% over 20 years. Prices would need to rise about 0.83% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.