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HDB · 310225

Blk 225 Lor 8 Toa Payoh

Project page · 99-year lease from 1976

Indicative value range
S$342,000 – S$357,444
Indicative mid S$346,000 · S$5,323 psm

Based on 3 sales in this block, last 12 months. Search did not need to widen. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Aug 2026Blk 22507 TO 0965 sqmS$338,000S$5,200 psm×1.000S$5,200 psm
May 2026Blk 22507 TO 0965 sqmS$368,888S$5,675 psm×1.000S$5,675 psm
Apr 2026Blk 22510 TO 1265 sqmS$346,000S$5,323 psm×1.000S$5,323 psm

How accurate is this estimate for Lor 8 Toa Payoh?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 57 sales in Lor 8 Toa Payoh since.

Median error
7.4%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

9.71% gross yield

S$33,600 of rent a year against the estimate above · 0.05 points below flats like it

Homes like this rent for about S$2,800 a month, the middle of 35 approvals in the last year.

In Toa Payoh, flats of this type with 40 to 49 years of lease left yield 9.76%, from 40 blocks.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 20262313 ROOMS$3,000
Sept 20262313 ROOMS$2,800
Sept 20262343 ROOMS$2,700
Aug 20262253 ROOMS$3,000
Aug 20262343 ROOMS$3,000
Aug 20262333 ROOMS$3,000
Aug 20262253 ROOMS$2,400
Jul 20262323 ROOMS$3,200

median of 35 HDB rental approvals for 3 ROOM on Lor 8 Toa Payoh since 2025-10.

Buying or selling at S$346,000?

Buying: Stamp duty on S$346,000 · Cash and CPF needed on S$346,000 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$346,000.

Each opens with this figure filled in; change anything there.

Primary schools near 225 Lor 8 Toa Payoh

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Aug 2026
Blk 225 · 3 ROOM · 07 TO 09 · Improved · 49 years left
65 sqmS$338,000S$5,200 psm
Aug 2026
Blk 225 · 3 ROOM · 10 TO 12 · Improved · 49 years left
76 sqmS$425,000S$5,592 psm
May 2026
Blk 225 · 3 ROOM · 07 TO 09 · Improved · 49 years left
65 sqmS$368,888S$5,675 psm
Apr 2026
Blk 225 · 3 ROOM · 10 TO 12 · Improved · 49 years left
65 sqmS$346,000S$5,323 psm
May 2025
Blk 225 · 3 ROOM · 01 TO 03 · Improved · 50 years left
65 sqmS$380,000S$5,846 psm
Jan 2025
Blk 225 · 3 ROOM · 01 TO 03 · Improved · 50 years left
65 sqmS$360,000S$5,538 psm
Oct 2024
Blk 225 · 3 ROOM · 10 TO 12 · Improved · 51 years left
76 sqmS$418,000S$5,500 psm
Oct 2023
Blk 225 · 3 ROOM · 04 TO 06 · Improved · 52 years left
65 sqmS$335,000S$5,154 psm
Aug 2023
Blk 225 · 3 ROOM · 10 TO 12 · Improved · 52 years left
excluded: outlier
76 sqmS$350,000S$4,605 psm
Apr 2023
Blk 225 · 3 ROOM · 04 TO 06 · Improved · 52 years left
65 sqmS$323,000S$4,969 psm
Feb 2023
Blk 225 · 3 ROOM · 07 TO 09 · Improved · 52 years left
76 sqmS$360,000S$4,737 psm
Dec 2022
Blk 225 · 3 ROOM · 04 TO 06 · Improved · 53 years left
65 sqmS$338,000S$5,200 psm
Nov 2022
Blk 225 · 3 ROOM · 01 TO 03 · Improved · 53 years left
65 sqmS$333,000S$5,123 psm
Jul 2022
Blk 225 · 3 ROOM · 07 TO 09 · Improved · 53 years left
65 sqmS$315,000S$4,846 psm
Apr 2022
Blk 225 · 3 ROOM · 01 TO 03 · Improved · 53 years left
65 sqmS$315,000S$4,846 psm
Mar 2022
Blk 225 · 3 ROOM · 04 TO 06 · Improved · 53 years left
65 sqmS$310,000S$4,769 psm
Feb 2022
Blk 225 · 3 ROOM · 01 TO 03 · Improved · 53 years left
65 sqmS$285,000S$4,385 psm
See more

Showing 17 of 73.

Sale prices as filed in caveats.

Where the lease takes this

About 48 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years43 yearsS$325,844S$359,758S$389,625S$396,439
10 years38 yearsS$304,171S$370,783S$434,903S$450,248

On a flat market the lease alone costs 12% over 10 years. Prices would need to rise about 1.3% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.