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HDB · 312082

Blk 82B Lor 4 Toa Payoh

Project page · 99-year lease from 1996

Indicative value range
S$1,048,400 – S$1,070,001
Indicative mid S$1,060,000 · S$8,760 psm

Based on 3 sales in this block, last 12 months. Search did not need to widen. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Oct 2026Blk 82B07 TO 09121 sqmS$1,080,000S$8,926 psm×1.000S$8,926 psm
May 2026Blk 82B01 TO 03121 sqmS$1,036,800S$8,569 psm×1.000S$8,569 psm
May 2026Blk 82B04 TO 06121 sqmS$1,060,000S$8,760 psm×1.000S$8,760 psm

How accurate is this estimate for Lor 4 Toa Payoh?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 45 sales in Lor 4 Toa Payoh since.

Median error
4.9%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

4.64% gross yield

S$49,200 of rent a year against the estimate above · 1.04 points below flats like it

Homes like this rent for about S$4,100 a month, the middle of 21 approvals in the last year.

Across Singapore, flats of this type with 60 to 69 years of lease left yield 5.68%, from 25 blocks. This town has too few such blocks to measure on its own.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 2026605 ROOMS$4,000
Aug 2026605 ROOMS$4,300
Jul 2026605 ROOMS$3,950
Jul 202680A5 ROOMS$3,530
Jun 202680A5 ROOMS$4,800
May 202681B5 ROOMS$3,600
Apr 2026605 ROOMS$4,100
Apr 202681A5 ROOMS$4,000

median of 21 HDB rental approvals for 5 ROOM on Lor 4 Toa Payoh since 2025-10.

Buying or selling at S$1,060,000?

Buying: Stamp duty on S$1,060,000 · Cash and CPF needed on S$1,060,000 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$1,060,000.

Each opens with this figure filled in; change anything there.

Primary schools near 82b Lor 4 Toa Payoh

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Oct 2026
Blk 82B · 5 ROOM · 07 TO 09 · Improved · 69 years left
121 sqmS$1,080,000S$8,926 psm
May 2026
Blk 82B · 5 ROOM · 04 TO 06 · Improved · 69 years left
121 sqmS$1,060,000S$8,760 psm
May 2026
Blk 82B · 5 ROOM · 01 TO 03 · Improved · 69 years left
121 sqmS$1,036,800S$8,569 psm
Nov 2025
Blk 82B · 4 ROOM · 04 TO 06 · Model A · 70 years left
103 sqmS$850,000S$8,252 psm
Mar 2025
Blk 82B · 5 ROOM · 10 TO 12 · Improved · 71 years left
121 sqmS$1,180,000S$9,752 psm
Nov 2024
Blk 82B · 5 ROOM · 22 TO 24 · Improved · 71 years left
122 sqmS$1,168,000S$9,574 psm
Oct 2023
Blk 82B · 5 ROOM · 13 TO 15 · Improved · 72 years left
122 sqmS$1,060,000S$8,689 psm
Aug 2023
Blk 82B · 5 ROOM · 19 TO 21 · Improved · 72 years left
122 sqmS$980,000S$8,033 psm
Mar 2022
Blk 82B · 5 ROOM · 04 TO 06 · Improved · 74 years left
121 sqmS$880,000S$7,273 psm
Jan 2022
Blk 82B · 5 ROOM · 25 TO 27 · Improved · 74 years left
122 sqmS$932,000S$7,639 psm
See more

Showing 10 of 29.

Sale prices as filed in caveats.

Where the lease takes this

About 68 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years63 yearsS$1,026,905S$1,133,786S$1,227,912S$1,249,386
10 years58 yearsS$990,752S$1,207,721S$1,416,574S$1,466,555
20 years48 yearsS$898,128S$1,334,572S$1,836,059S$1,967,910

On a flat market the lease alone costs 15% over 20 years. Prices would need to rise about 0.83% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.