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HDB · 310034

Blk 34 Lor 5 Toa Payoh

Project page · 99-year lease from 1970

Indicative value range
S$354,900 – S$366,250
Indicative mid S$360,000 · S$5,373 psm

Based on 4 sales in this block, last 12 months. Search did not need to widen. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Aug 2026Blk 3410 TO 1267 sqmS$355,000S$5,299 psm×1.000S$5,299 psm
Apr 2026Blk 3404 TO 0667 sqmS$365,000S$5,448 psm×1.000S$5,448 psm
Apr 2026Blk 3404 TO 0667 sqmS$370,000S$5,522 psm×1.000S$5,522 psm
Dec 2025Blk 3401 TO 0367 sqmS$356,000S$5,313 psm×0.996S$5,293 psm

How accurate is this estimate for Lor 5 Toa Payoh?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 49 sales in Lor 5 Toa Payoh since.

Median error
5.0%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

9.33% gross yield

S$33,600 of rent a year against the estimate above · 0.43 points below flats like it

Homes like this rent for about S$2,800 a month, the middle of 42 approvals in the last year.

In Toa Payoh, flats of this type with 40 to 49 years of lease left yield 9.76%, from 40 blocks.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 2026613 ROOMS$3,200
Sept 2026613 ROOMS$2,700
Aug 2026573 ROOMS$3,300
Aug 2026613 ROOMS$3,100
Aug 2026343 ROOMS$2,900
Aug 2026383 ROOMS$2,900
Jul 2026573 ROOMS$2,800
Jul 2026573 ROOMS$2,700

median of 42 HDB rental approvals for 3 ROOM on Lor 5 Toa Payoh since 2025-10.

Buying or selling at S$360,000?

Buying: Stamp duty on S$360,000 · Cash and CPF needed on S$360,000 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$360,000.

Each opens with this figure filled in; change anything there.

Primary schools near 34 Lor 5 Toa Payoh

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Aug 2026
Blk 34 · 3 ROOM · 10 TO 12 · Improved · 43 years left
67 sqmS$355,000S$5,299 psm
Apr 2026
Blk 34 · 3 ROOM · 04 TO 06 · Improved · 43 years left
67 sqmS$370,000S$5,522 psm
Apr 2026
Blk 34 · 3 ROOM · 04 TO 06 · Improved · 43 years left
67 sqmS$365,000S$5,448 psm
Dec 2025
Blk 34 · 3 ROOM · 01 TO 03 · Improved · 43 years left
67 sqmS$356,000S$5,313 psm
Aug 2024
Blk 34 · 3 ROOM · 07 TO 09 · Improved · 45 years left
67 sqmS$380,000S$5,672 psm
Aug 2023
Blk 34 · 3 ROOM · 01 TO 03 · Improved · 45 years left
67 sqmS$318,000S$4,746 psm
Mar 2023
Blk 34 · 3 ROOM · 04 TO 06 · Improved · 46 years left
67 sqmS$325,000S$4,851 psm
Mar 2023
Blk 34 · 3 ROOM · 10 TO 12 · Improved · 46 years left
67 sqmS$310,000S$4,627 psm
Feb 2023
Blk 34 · 3 ROOM · 10 TO 12 · Improved · 46 years left
67 sqmS$318,000S$4,746 psm
May 2022
Blk 34 · 3 ROOM · 07 TO 09 · Improved · 47 years left
67 sqmS$305,000S$4,552 psm
Apr 2022
Blk 34 · 3 ROOM · 10 TO 12 · Improved · 47 years left
67 sqmS$310,000S$4,627 psm
Feb 2022
Blk 34 · 3 ROOM · 07 TO 09 · Improved · 47 years left
67 sqmS$305,000S$4,552 psm
Feb 2022
Blk 34 · 3 ROOM · 04 TO 06 · Improved · 47 years left
67 sqmS$298,000S$4,448 psm
Nov 2021
Blk 34 · 3 ROOM · 04 TO 06 · Improved · 47 years left
67 sqmS$295,000S$4,403 psm
Nov 2021
Blk 34 · 3 ROOM · 01 TO 03 · Improved · 47 years left
67 sqmS$290,000S$4,328 psm
Nov 2021
Blk 34 · 3 ROOM · 01 TO 03 · Improved · 47 years left
67 sqmS$288,000S$4,299 psm
Nov 2021
Blk 34 · 3 ROOM · 01 TO 03 · Improved · 47 years left
67 sqmS$273,800S$4,087 psm
Oct 2021
Blk 34 · 3 ROOM · 07 TO 09 · Improved · 47 years left
67 sqmS$324,000S$4,836 psm
See more

Showing 18 of 95.

Sale prices as filed in caveats.

Where the lease takes this

About 42 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years37 yearsS$336,055S$371,032S$401,835S$408,863

On a flat market the lease alone costs 7% over 5 years. Prices would need to rise about 1.39% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.