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HDB · 310010

Blk 10 Lor 7 Toa Payoh

Project page · 99-year lease from 1998

Indicative value range
S$773,962 – S$814,037
Indicative mid S$785,431 · S$7,552 psm

Based on 6 sales in this street, last 12 months. Search widened 1 of 3 steps to find enough comparable sales. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Jun 2026Blk 1410 TO 12106 sqmS$788,888S$7,442 psm×1.000S$7,442 psm
Apr 2026Blk 14B01 TO 03104 sqmS$760,000S$7,308 psm×1.000S$7,308 psm
Apr 2026Blk 707 TO 09106 sqmS$860,000S$8,113 psm×1.000S$8,113 psm
Jan 2026Blk 14B13 TO 15106 sqmS$838,000S$7,906 psm×0.997S$7,882 psm
Dec 2025Blk 14B01 TO 03104 sqmS$777,000S$7,471 psm×0.996S$7,442 psm
Nov 2025Blk 1007 TO 09104 sqmS$800,000S$7,692 psm×0.996S$7,662 psm

How accurate is this estimate for Lor 7 Toa Payoh?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 56 sales in Lor 7 Toa Payoh since.

Median error
4.2%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

5.65% gross yield

S$44,400 of rent a year against the estimate above · 0.55 points below flats like it

Homes like this rent for about S$3,700 a month, the middle of 13 approvals in the last year.

Across Singapore, flats of this type with 70 to 79 years of lease left yield 6.20%, from 137 blocks. This town has too few such blocks to measure on its own.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 202664 ROOMS$3,800
Jul 2026104 ROOMS$3,600
Jul 2026104 ROOMS$3,350
May 202614B4 ROOMS$3,900
Apr 2026144 ROOMS$3,700
Apr 2026104 ROOMS$3,500
Mar 202610B4 ROOMS$3,700
Feb 202614A4 ROOMS$3,300

median of 13 HDB rental approvals for 4 ROOM on Lor 7 Toa Payoh since 2025-10.

Buying or selling at S$785,431?

Buying: Stamp duty on S$785,431 · Cash and CPF needed on S$785,431 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$785,431.

Each opens with this figure filled in; change anything there.

Primary schools near 10 Lor 7 Toa Payoh

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Nov 2025
Blk 10 · 4 ROOM · 07 TO 09 · Model A · 72 years left
104 sqmS$800,000S$7,692 psm
Oct 2024
Blk 10 · 4 ROOM · 04 TO 06 · Model A · 73 years left
104 sqmS$726,000S$6,981 psm
Mar 2024
Blk 10 · 4 ROOM · 07 TO 09 · Model A · 73 years left
104 sqmS$745,000S$7,163 psm
Jul 2022
Blk 10 · 5 ROOM · 25 TO 27 · Improved · 75 years left
120 sqmS$900,000S$7,500 psm
Jul 2022
Blk 10 · 4 ROOM · 07 TO 09 · Model A · 75 years left
104 sqmS$720,000S$6,923 psm
May 2022
Blk 10 · 4 ROOM · 13 TO 15 · Model A · 75 years left
excluded: outlier
106 sqmS$750,000S$7,075 psm
May 2022
Blk 10 · 4 ROOM · 10 TO 12 · Model A · 75 years left
106 sqmS$691,000S$6,519 psm
Feb 2022
Blk 10 · 5 ROOM · 19 TO 21 · Improved · 75 years left
120 sqmS$838,000S$6,983 psm
See more

Showing 8 of 39.

Sale prices as filed in caveats.

Where the lease takes this

About 70 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years65 yearsS$753,470S$831,892S$900,955S$916,712
10 years60 yearsS$729,945S$889,799S$1,043,672S$1,080,497
20 years50 yearsS$672,272S$998,960S$1,374,336S$1,473,030

On a flat market the lease alone costs 14% over 20 years. Prices would need to rise about 0.78% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.