homequant
HDB · 440020

Blk 20 Marine Ter

Project page · 99-year lease from 1975

Indicative value range
S$571,500 – S$624,000
Indicative mid S$580,000 · S$6,591 psm

Based on 3 sales in this block, last 12 months. Search did not need to widen. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Oct 2026Blk 2007 TO 0988 sqmS$563,000S$6,398 psm×1.000S$6,398 psm
Jul 2026Blk 2004 TO 0688 sqmS$580,000S$6,591 psm×1.000S$6,591 psm
Jun 2026Blk 2007 TO 0988 sqmS$668,000S$7,591 psm×1.000S$7,591 psm

How accurate is this estimate for Marine Ter?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 39 sales in Marine Ter since.

Median error
4.4%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

7.03% gross yield

S$40,800 of rent a year against the estimate above · 0.97 points below flats like it

Homes like this rent for about S$3,400 a month, the middle of 33 approvals in the last year.

Across Singapore, flats of this type with 40 to 49 years of lease left yield 8.00%, from 23 blocks. This town has too few such blocks to measure on its own.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Aug 2026544 ROOMS$3,500
Aug 2026544 ROOMS$3,200
Aug 2026194 ROOMS$3,100
Jul 2026184 ROOMS$3,700
Jul 2026194 ROOMS$3,600
Jul 2026554 ROOMS$3,500
Jul 2026184 ROOMS$3,500
Jul 2026184 ROOMS$3,400

median of 33 HDB rental approvals for 4 ROOM on Marine Ter since 2025-10.

Buying or selling at S$580,000?

Buying: Stamp duty on S$580,000 · Cash and CPF needed on S$580,000 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$580,000.

Each opens with this figure filled in; change anything there.

Primary schools near 20 Marine Ter

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Oct 2026
Blk 20 · 4 ROOM · 07 TO 09 · Improved · 47 years left
88 sqmS$563,000S$6,398 psm
Jul 2026
Blk 20 · 4 ROOM · 04 TO 06 · Improved · 48 years left
88 sqmS$580,000S$6,591 psm
Jun 2026
Blk 20 · 4 ROOM · 07 TO 09 · Improved · 48 years left
88 sqmS$668,000S$7,591 psm
Jan 2026
Blk 20 · 3 ROOM · 07 TO 09 · Improved · 48 years left
65 sqmS$447,000S$6,877 psm
Aug 2025
Blk 20 · 3 ROOM · 10 TO 12 · Improved · 49 years left
77 sqmS$469,000S$6,091 psm
Jul 2025
Blk 20 · 3 ROOM · 10 TO 12 · Improved · 49 years left
65 sqmS$488,000S$7,508 psm
Dec 2024
Blk 20 · 4 ROOM · 01 TO 03 · Improved · 49 years left
88 sqmS$523,000S$5,943 psm
Aug 2024
Blk 20 · 3 ROOM · 01 TO 03 · Improved · 49 years left
excluded: outlier
76 sqmS$426,000S$5,605 psm
Jul 2024
Blk 20 · 3 ROOM · 01 TO 03 · Improved · 50 years left
77 sqmS$450,000S$5,844 psm
Jan 2024
Blk 20 · 3 ROOM · 07 TO 09 · Improved · 50 years left
65 sqmS$430,000S$6,615 psm
Oct 2023
Blk 20 · 4 ROOM · 07 TO 09 · Improved · 50 years left
88 sqmS$550,000S$6,250 psm
Dec 2022
Blk 20 · 4 ROOM · 10 TO 12 · Improved · 51 years left
88 sqmS$590,000S$6,705 psm
Oct 2022
Blk 20 · 4 ROOM · 07 TO 09 · Improved · 51 years left
88 sqmS$582,000S$6,614 psm
Oct 2022
Blk 20 · 4 ROOM · 04 TO 06 · Improved · 51 years left
88 sqmS$565,000S$6,420 psm
Sept 2022
Blk 20 · 3 ROOM · 10 TO 12 · Improved · 51 years left
65 sqmS$413,000S$6,354 psm
Sept 2022
Blk 20 · 3 ROOM · 01 TO 03 · Improved · 51 years left
excluded: outlier
77 sqmS$328,000S$4,260 psm
Oct 2021
Blk 20 · 3 ROOM · 04 TO 06 · Improved · 52 years left
65 sqmS$357,800S$5,505 psm
See more

Showing 17 of 65.

Sale prices as filed in caveats.

Where the lease takes this

About 47 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years42 yearsS$546,213S$603,063S$653,129S$664,551
10 years37 yearsS$509,882S$621,543S$729,027S$754,750

On a flat market the lease alone costs 12% over 10 years. Prices would need to rise about 1.3% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.