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HDB · 322103

Blk 103 Towner Rd

Project page · 99-year lease from 1983

Indicative value range
S$830,476 – S$869,904
Indicative mid S$861,619 · S$7,905 psm

Based on 5 sales in this street, last 12 months. Search widened 1 of 3 steps to find enough comparable sales. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Sept 2026Blk 10719 TO 21105 sqmS$830,000S$7,905 psm×1.000S$7,905 psm
Sept 2026Blk 10701 TO 03105 sqmS$738,000S$7,029 psm×1.000S$7,029 psm
Aug 2026Blk 10722 TO 24105 sqmS$888,000S$8,457 psm×1.000S$8,457 psm
May 2026Blk 10510 TO 12104 sqmS$830,000S$7,981 psm×1.000S$7,981 psm
Apr 2026Blk 10710 TO 12105 sqmS$800,000S$7,619 psm×1.000S$7,619 psm

How accurate is this estimate for Towner Rd?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 11 sales in Towner Rd since.

Median error
5.3%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

5.57% gross yield

S$48,000 of rent a year against the estimate above · 1.49 points below flats like it

Homes like this rent for about S$4,000 a month, the middle of 14 approvals in the last year.

Across Singapore, flats of this type with 50 to 59 years of lease left yield 7.06%, from 112 blocks. This town has too few such blocks to measure on its own.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Aug 20261064 ROOMS$4,000
May 20261054 ROOMS$3,300
Apr 20261034 ROOMS$4,000
Feb 20261074 ROOMS$1,200
Jan 20261064 ROOMS$4,400
Jan 20261064 ROOMS$4,250
Jan 20261074 ROOMS$4,000
Jan 2026149A4 ROOMS$4,000

median of 14 HDB rental approvals for 4 ROOM on Towner Rd since 2025-10.

Buying or selling at S$861,619?

Buying: Stamp duty on S$861,619 · Cash and CPF needed on S$861,619 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$861,619.

Each opens with this figure filled in; change anything there.

Primary schools near 103 Towner Rd

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Apr 2025
Blk 103 · 4 ROOM · 04 TO 06 · Model A · 58 years left
109 sqmS$788,000S$7,229 psm
Mar 2024
Blk 103 · 5 ROOM · 04 TO 06 · Model A-Maisonette · 59 years left
138 sqmS$1,068,000S$7,739 psm
Nov 2023
Blk 103 · 4 ROOM · 07 TO 09 · Model A · 59 years left
109 sqmS$828,000S$7,596 psm
Dec 2022
Blk 103 · 4 ROOM · 04 TO 06 · Model A · 60 years left
103 sqmS$770,000S$7,476 psm
Dec 2022
Blk 103 · 4 ROOM · 04 TO 06 · Model A · 60 years left
excluded: outlier
103 sqmS$610,000S$5,922 psm
Sept 2022
Blk 103 · 5 ROOM · 01 TO 03 · Model A-Maisonette · 60 years left
140 sqmS$895,000S$6,393 psm
See more

Showing 6 of 35.

Sale prices as filed in caveats.

Where the lease takes this

About 55 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years50 yearsS$822,498S$908,104S$983,494S$1,000,694
10 years45 yearsS$781,067S$952,116S$1,116,766S$1,156,170
20 years35 yearsS$686,641S$1,020,313S$1,403,712S$1,504,516

On a flat market the lease alone costs 20% over 20 years. Prices would need to rise about 1.14% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.