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HDB · 210038

Blk 38 Cambridge Rd

Project page · 99-year lease from 1997

Indicative value range
S$866,194 – S$932,460
Indicative mid S$894,298 · S$7,452 psm

Based on 4 sales in this street, last 12 months. Search widened 1 of 3 steps to find enough comparable sales. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Oct 2026Blk 4001 TO 03120 sqmS$865,800S$7,215 psm×1.000S$7,215 psm
Aug 2026Blk 4007 TO 09119 sqmS$955,000S$8,025 psm×1.000S$8,025 psm
Feb 2026Blk 3907 TO 09120 sqmS$868,888S$7,241 psm×0.997S$7,219 psm
Feb 2026Blk 3807 TO 09120 sqmS$925,000S$7,708 psm×0.997S$7,686 psm

How accurate is this estimate for Cambridge Rd?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 16 sales in Cambridge Rd since.

Median error
3.8%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

5.77% gross yield

S$51,600 of rent a year against the estimate above · 0.09 points above flats like it

Homes like this rent for about S$4,300 a month, the middle of 5 approvals in the last year.

Across Singapore, flats of this type with 60 to 69 years of lease left yield 5.68%, from 25 blocks. This town has too few such blocks to measure on its own.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 2026395 ROOMS$3,800
Aug 2026385 ROOMS$4,300
May 2026395 ROOMS$4,400
Apr 2026405 ROOMS$4,800
Feb 2026405 ROOMS$2,700

median of 5 HDB rental approvals for 5 ROOM on Cambridge Rd since 2025-10.

Buying or selling at S$894,298?

Buying: Stamp duty on S$894,298 · Cash and CPF needed on S$894,298 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$894,298.

Each opens with this figure filled in; change anything there.

Primary schools near 38 Cambridge Rd

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Oct 2026
Blk 38 · 4 ROOM · 10 TO 12 · Model A · 70 years left
101 sqmS$840,000S$8,317 psm
Sept 2026
Blk 38 · 4 ROOM · 13 TO 15 · Model A · 70 years left
101 sqmS$880,000S$8,713 psm
Feb 2026
Blk 38 · 5 ROOM · 07 TO 09 · Improved · 71 years left
120 sqmS$925,000S$7,708 psm
Aug 2025
Blk 38 · 5 ROOM · 07 TO 09 · Improved · 71 years left
120 sqmS$923,500S$7,696 psm
Feb 2025
Blk 38 · 4 ROOM · 07 TO 09 · Model A · 72 years left
101 sqmS$810,000S$8,020 psm
Aug 2024
Blk 38 · 5 ROOM · 10 TO 12 · Improved · 72 years left
120 sqmS$928,000S$7,733 psm
Jul 2024
Blk 38 · 4 ROOM · 10 TO 12 · Model A · 72 years left
101 sqmS$778,000S$7,703 psm
Jun 2023
Blk 38 · 5 ROOM · 01 TO 03 · Improved · 74 years left
excluded: outlier
120 sqmS$728,000S$6,067 psm
Apr 2023
Blk 38 · 5 ROOM · 10 TO 12 · Improved · 74 years left
120 sqmS$845,000S$7,042 psm
Apr 2023
Blk 38 · 4 ROOM · 10 TO 12 · Model A · 74 years left
100 sqmS$738,000S$7,380 psm
Mar 2023
Blk 38 · 5 ROOM · 13 TO 15 · Improved · 74 years left
120 sqmS$820,000S$6,833 psm
Oct 2022
Blk 38 · 5 ROOM · 04 TO 06 · Improved · 74 years left
120 sqmS$800,000S$6,667 psm
Aug 2022
Blk 38 · 5 ROOM · 07 TO 09 · Improved · 74 years left
120 sqmS$775,000S$6,458 psm
Mar 2022
Blk 38 · 4 ROOM · 04 TO 06 · Model A · 75 years left
excluded: outlier
100 sqmS$640,000S$6,400 psm
See more

Showing 14 of 47.

Sale prices as filed in caveats.

Where the lease takes this

About 69 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years64 yearsS$866,376S$956,549S$1,035,961S$1,054,079
10 years59 yearsS$835,875S$1,018,927S$1,195,131S$1,237,299
20 years49 yearsS$757,730S$1,125,947S$1,549,040S$1,660,280

On a flat market the lease alone costs 15% over 20 years. Prices would need to rise about 0.83% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.