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HDB · 322104

Blk 104 Towner Rd

Project page · 99-year lease from 1983

Indicative value range
S$1,103,197 – S$1,150,098
Indicative mid S$1,124,736 · S$8,150 psm

Based on 6 sales in this street, last 24 months. Search widened 2 of 3 steps to find enough comparable sales. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q3 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Sept 2026Blk 10410 TO 12139 sqmS$1,138,000S$8,187 psm×1.000S$8,187 psm
Dec 2025Blk 10607 TO 09140 sqmS$1,180,000S$8,429 psm×0.995S$8,383 psm
May 2025Blk 10404 TO 06139 sqmS$1,130,000S$8,130 psm×0.998S$8,113 psm
Mar 2025Blk 10407 TO 09137 sqmS$1,070,000S$7,810 psm×1.007S$7,869 psm
Mar 2025Blk 10404 TO 06139 sqmS$1,168,000S$8,403 psm×1.007S$8,466 psm
Dec 2024Blk 10404 TO 06137 sqmS$1,065,000S$7,774 psm×1.023S$7,954 psm

How accurate is this estimate for Towner Rd?

We re-ran the estimate as of Q1 2026 on what was known at the time, then compared it with the 8 sales in Towner Rd since.

Median error
2.3%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

A thin test: 8 sales, so read the figure as a hint, not a verdict.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

4.27% gross yield

S$48,000 of rent a year against the estimate above · 1.63 points below flats like it

Homes like this rent for about S$4,000 a month, the middle of 1 approval in the last year.

Across Singapore, flats of this type with 50 to 59 years of lease left yield 5.89%, from 35 blocks. This town has too few such blocks to measure on its own.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Jul 20261035 ROOMS$4,000

median of 1 HDB rental approvals for 5 ROOM on Towner Rd since 2025-11.

Buying or selling at S$1,124,736?

Buying: Stamp duty on S$1,124,736 · Cash and CPF needed on S$1,124,736 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$1,124,736.

Each opens with this figure filled in; change anything there.

Primary schools near 104 Towner Rd

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Sept 2026
Blk 104 · 5 ROOM · 10 TO 12 · Model A-Maisonette · 56 years left
139 sqmS$1,138,000S$8,187 psm
May 2025
Blk 104 · 5 ROOM · 04 TO 06 · Model A-Maisonette · 57 years left
139 sqmS$1,130,000S$8,130 psm
Mar 2025
Blk 104 · 5 ROOM · 04 TO 06 · Model A-Maisonette · 57 years left
139 sqmS$1,168,000S$8,403 psm
Mar 2025
Blk 104 · 5 ROOM · 07 TO 09 · Model A-Maisonette · 57 years left
137 sqmS$1,070,000S$7,810 psm
Dec 2024
Blk 104 · 5 ROOM · 04 TO 06 · Model A-Maisonette · 58 years left
137 sqmS$1,065,000S$7,774 psm
Jun 2024
Blk 104 · 4 ROOM · 10 TO 12 · Model A · 58 years left
109 sqmS$810,000S$7,431 psm
Jan 2024
Blk 104 · 5 ROOM · 04 TO 06 · Model A-Maisonette · 59 years left
137 sqmS$1,060,000S$7,737 psm
Nov 2023
Blk 104 · 5 ROOM · 01 TO 03 · Model A-Maisonette · 59 years left
137 sqmS$1,023,000S$7,467 psm
Oct 2023
Blk 104 · 5 ROOM · 04 TO 06 · Model A-Maisonette · 59 years left
137 sqmS$1,050,000S$7,664 psm
Oct 2023
Blk 104 · 5 ROOM · 01 TO 03 · Model A-Maisonette · 59 years left
139 sqmS$1,025,000S$7,374 psm
Mar 2023
Blk 104 · 4 ROOM · 07 TO 09 · Model A · 59 years left
103 sqmS$718,888S$6,980 psm
Sept 2022
Blk 104 · 5 ROOM · 10 TO 12 · Model A-Maisonette · 60 years left
139 sqmS$1,010,000S$7,266 psm
See more

Showing 12 of 42.

Sale prices as filed in caveats.

Where the lease takes this

About 55 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.55% a yearmeasuredPrices 4% a year
5 years50 yearsS$1,073,623S$1,185,367S$1,278,211S$1,306,227
10 years45 yearsS$1,018,938S$1,242,079S$1,444,271S$1,508,277
20 years35 yearsS$893,662S$1,327,935S$1,795,459S$1,958,124

On a flat market the lease alone costs 21% over 20 years. Prices would need to rise about 1.16% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q3 2026, which was 3.55% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.