SSD calculator: seller's stamp duty in Singapore
Selling a home soon after buying it attracts seller's stamp duty. The rate depends on how long you held it and on the schedule in force on the day you bought, not the day you sell.
Rates in force on 6 Nov 2026
Work out your seller's stamp duty
Chargeable on a sale before 4 Jul 2029; none from that date.
SSD schedule for this purchase date, in force from 4 Jul 2025.
What are the seller's stamp duty rates?
For homes bought on or after 4 Jul 2025, seller's stamp duty is 16% if sold within one year, 12% if sold within two years, 8% if sold within three years and 4% if sold within four years of buying; after four years there is none. For homes bought from 11 Mar 2017 to 3 Jul 2025, seller's stamp duty is 12% if sold within one year, 8% if sold within two years and 4% if sold within three years of buying; after three years there is none.
Bought on or after 4 Jul 2025
| Sold within | Rate |
|---|---|
| Up to one year | 16% |
| More than one year, up to two years | 12% |
| More than two years, up to three years | 8% |
| More than three years, up to four years | 4% |
Bought from 11 Mar 2017 to 3 Jul 2025
| Sold within | Rate |
|---|---|
| Up to one year | 12% |
| More than one year, up to two years | 8% |
| More than two years, up to three years | 4% |
Worked examples
How much seller's stamp duty is due on a home bought on 4 Jul 2025 and sold on 4 Jan 2026?
A home bought on 4 Jul 2025 and sold on 4 Jan 2026 for S$1,600,000 attracts S$256,000 in seller's stamp duty, 16% of the price; none is payable on a sale on or after 4 Jul 2029.
How much seller's stamp duty is due on a home bought on 4 Jul 2025 and sold on 4 Jan 2028?
A home bought on 4 Jul 2025 and sold on 4 Jan 2028 for S$1,600,000 attracts S$128,000 in seller's stamp duty, 8% of the price; none is payable on a sale on or after 4 Jul 2029.
How much seller's stamp duty is due on a home bought on 4 Jul 2025 and sold on 5 Jul 2029?
A home bought on 4 Jul 2025 and sold on 5 Jul 2029 for S$1,600,000 attracts no seller's stamp duty, because the holding period ended on 4 Jul 2029.
Full rate history: SSD rates, current and every past version.
Where these rates come from
- Seller's stamp duty: rates in force since 4 Jul 2025. Source: IRAS, Seller's Stamp Duty for purchases from 4 Jul 2025. Last checked against the published rules on 18 Sept 2026.
- Seller's stamp duty: rates in force from 11 Mar 2017 to 3 Jul 2025. Source: IRAS, Seller's Stamp Duty for purchases from 11 Mar 2017 to 3 Jul 2025. Last checked against the published rules on 18 Sept 2026.
Rates are versioned data in config/rules.yaml, checked against IRAS and MAS publications on 2026-09-18; the newest version applied here took effect 2024-08-20. Rules change with each cooling-measure round.
Indicative figures only, not tax, legal or financial advice. Confirm stamp duty with IRAS and loan limits with your bank or HDB before you commit.
Other calculators
- Stamp duty calculator
Buyer's stamp duty and additional buyer's stamp duty together, for any price and buyer.
- Cash and CPF needed to buy
The upfront bill: minimum cash, the rest in CPF or cash, stamp duty and legal fees, after the loan.
- How much can I borrow? TDSR and LTV
Loan-to-value, total debt servicing and mortgage servicing limits, and the lower of them.
- Mortgage repayment calculator
Monthly instalment, total interest over the tenure, the balance year by year, and the stress-test instalment.
- HDB grant calculator
The Enhanced CPF Housing Grant, the Family or Singles Grant, and the Proximity Housing Grant, added up.
- HDB resale levy calculator
What you pay on a second subsidised flat: the fixed amount by flat type, or the graded levy for a first flat sold before the fixed-levy date.
- Net proceeds on sale
What you keep after seller's stamp duty, commission, legal fees, the loan and the CPF refund.
Know the home? Value it from a postal code and the same figures are worked out on its indicative value.