SSD calculator: seller's stamp duty in Singapore
Selling a home soon after buying it attracts seller's stamp duty. The rate depends on how long you held it and on the schedule in force on the day you bought, not the day you sell.
Rates in force on 23 Sept 2026
Work out your seller's stamp duty
Chargeable on a sale up to and including 4 Jul 2029; none after that.
SSD schedule for this purchase date, in force from 4 Jul 2025.
What are the seller's stamp duty rates?
For homes bought on or after 4 Jul 2025, seller's stamp duty is 16% if sold within one year, 12% if sold within two years, 8% if sold within three years and 4% if sold within four years of buying; after four years there is none. For homes bought from 11 Mar 2017 to 3 Jul 2025, seller's stamp duty is 12% if sold within one year, 8% if sold within two years and 4% if sold within three years of buying; after three years there is none.
Bought on or after 4 Jul 2025
| Sold within | Rate |
|---|---|
| Up to one year | 16% |
| More than one year, up to two years | 12% |
| More than two years, up to three years | 8% |
| More than three years, up to four years | 4% |
Bought from 11 Mar 2017 to 3 Jul 2025
| Sold within | Rate |
|---|---|
| Up to one year | 12% |
| More than one year, up to two years | 8% |
| More than two years, up to three years | 4% |
Worked examples
How much seller's stamp duty is due on a home bought on 4 Jul 2025 and sold on 4 Jan 2026?
A home bought on 4 Jul 2025 and sold on 4 Jan 2026 for S$1,600,000 attracts S$256,000 in seller's stamp duty, 16% of the price; the charge lapses after 4 Jul 2029.
How much seller's stamp duty is due on a home bought on 4 Jul 2025 and sold on 4 Jan 2028?
A home bought on 4 Jul 2025 and sold on 4 Jan 2028 for S$1,600,000 attracts S$128,000 in seller's stamp duty, 8% of the price; the charge lapses after 4 Jul 2029.
How much seller's stamp duty is due on a home bought on 4 Jul 2025 and sold on 5 Jul 2029?
A home bought on 4 Jul 2025 and sold on 5 Jul 2029 for S$1,600,000 attracts no seller's stamp duty, because the holding period ended on 4 Jul 2029.
Where these rates come from
- Seller's stamp duty: rates in force since 4 Jul 2025. Source: IRAS, Seller's Stamp Duty for purchases from 4 Jul 2025. Last checked against the published rules on 18 Sept 2026.
- Seller's stamp duty: rates in force from 11 Mar 2017 to 3 Jul 2025. Source: IRAS, Seller's Stamp Duty for purchases from 11 Mar 2017 to 3 Jul 2025. Last checked against the published rules on 18 Sept 2026.
Rates are versioned data in config/rules.yaml, checked against IRAS and MAS publications on 2026-09-18; the newest version applied here took effect 2024-08-20. Rules change with each cooling-measure round.
Indicative figures only, not tax, legal or financial advice. Confirm stamp duty with IRAS and loan limits with your bank or HDB before you commit.
Other calculators
- Stamp duty calculator
Buyer's stamp duty and additional buyer's stamp duty together, for any price and buyer.
- ABSD calculator
Additional buyer's stamp duty by residency and the number of homes you already own.
- TDSR and LTV calculator
How much you can borrow: loan-to-value, total debt servicing and mortgage servicing limits.
Know the home? Value it from a postal code and the same figures are worked out on its indicative value.