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HDB · 820645

Blk 645 Punggol Ctrl

Project page · 99-year lease from 2005

Indicative value range
S$706,125 – S$721,500
Indicative mid S$715,000 · S$6,500 psm

Based on 3 sales in this block, last 12 months. Search did not need to widen. See the comparable sales.

No storey entered, so sales were not adjusted for height

Comparable sales

Each price per area is scaled to Q2 2026 by the published index for the quarter it sold in.

SoldWhereFloorSizePricePer sqmIndex ×Adjusted
Jun 2026Blk 64516 TO 18110 sqmS$728,000S$6,618 psm×1.000S$6,618 psm
Apr 2026Blk 64516 TO 18110 sqmS$715,000S$6,500 psm×1.000S$6,500 psm
Nov 2025Blk 64507 TO 09110 sqmS$700,000S$6,364 psm×0.996S$6,339 psm

How accurate is this estimate for Punggol Ctrl?

We re-ran the estimate as of Q4 2025 on what was known at the time, then compared it with the 135 sales in Punggol Ctrl since.

Median error
2.6%

Half the estimates came closer than this to what the home actually fetched, half missed by more.

What the rent says

What this flat earns against what it costs, set beside what homes like it earn.

5.54% gross yield

S$39,600 of rent a year against the estimate above · 0.54 points below flats like it

Homes like this rent for about S$3,300 a month, the middle of 122 approvals in the last year.

Across Singapore, flats of this type with 70 to 79 years of lease left yield 6.08%, from 120 blocks. This town has too few such blocks to measure on its own.

A yield above the mark means the flat rents well for what it costs, which can point to a keen rental patch or a price the sales alone have not caught up with. Below it, buyers are paying for something a tenant will not, such as the address itself.

Recent rental approvals used

ApprovedBlockFlatRent a month
Sept 2026166A5 ROOMS$3,600
Sept 20266515 ROOMS$3,500
Sept 20266495 ROOMS$3,400
Sept 20262965 ROOMS$3,300
Sept 20266455 ROOMS$3,100
Sept 20266485 ROOMS$3,100
Aug 20262995 ROOMS$3,800
Aug 20262945 ROOMS$3,450

median of 122 HDB rental approvals for 5 ROOM on Punggol Ctrl since 2025-10.

Buying or selling at S$715,000?

Buying: Stamp duty on S$715,000 · Cash and CPF needed on S$715,000 · How much can I borrow · Monthly repayment on a 75% loan · Property tax on this rent.

Selling: Net proceeds from selling on S$715,000.

Each opens with this figure filled in; change anything there.

Primary schools near 645 Punggol Ctrl

Measured from each school's land to this address's own point, the way MOE bands P1 priority. MOE measures to the building's outline, so near 1 km or 2 km check OneMap's School Query.

Within about 1 km

1 to 2 km

Past transactions

Recorded sales
DateDetailAreaPricePer area
Jun 2026
Blk 645 · 5 ROOM · 16 TO 18 · Premium Apartment · 78 years left
110 sqmS$728,000S$6,618 psm
Apr 2026
Blk 645 · 5 ROOM · 16 TO 18 · Premium Apartment · 78 years left
110 sqmS$715,000S$6,500 psm
Nov 2025
Blk 645 · 5 ROOM · 07 TO 09 · Premium Apartment · 78 years left
110 sqmS$700,000S$6,364 psm
Aug 2025
Blk 645 · 5 ROOM · 07 TO 09 · Premium Apartment · 79 years left
110 sqmS$718,888S$6,535 psm
Nov 2024
Blk 645 · 5 ROOM · 16 TO 18 · Premium Apartment · 79 years left
excluded: outlier
110 sqmS$800,000S$7,273 psm
Sept 2024
Blk 645 · 4 ROOM · 10 TO 12 · Premium Apartment · 79 years left
90 sqmS$600,500S$6,672 psm
Jun 2024
Blk 645 · 5 ROOM · 16 TO 18 · Premium Apartment · 80 years left
110 sqmS$700,000S$6,364 psm
Jun 2024
Blk 645 · 5 ROOM · 04 TO 06 · Premium Apartment · 80 years left
110 sqmS$608,000S$5,527 psm
Dec 2023
Blk 645 · 4 ROOM · 10 TO 12 · Premium Apartment · 80 years left
90 sqmS$588,000S$6,533 psm
Oct 2023
Blk 645 · 5 ROOM · 10 TO 12 · Premium Apartment · 80 years left
110 sqmS$590,000S$5,364 psm
Sept 2023
Blk 645 · 5 ROOM · 16 TO 18 · Premium Apartment · 80 years left
110 sqmS$600,000S$5,455 psm
Aug 2023
Blk 645 · 5 ROOM · 01 TO 03 · Premium Apartment · 80 years left
110 sqmS$545,000S$4,955 psm
Jul 2023
Blk 645 · 5 ROOM · 10 TO 12 · Premium Apartment · 81 years left
110 sqmS$595,000S$5,409 psm
Jul 2023
Blk 645 · 5 ROOM · 04 TO 06 · Premium Apartment · 81 years left
110 sqmS$550,000S$5,000 psm
Jun 2023
Blk 645 · 4 ROOM · 07 TO 09 · Premium Apartment · 81 years left
90 sqmS$523,000S$5,811 psm
Dec 2022
Blk 645 · 4 ROOM · 16 TO 18 · Premium Apartment · 81 years left
90 sqmS$528,000S$5,867 psm
Oct 2022
Blk 645 · 5 ROOM · 04 TO 06 · Premium Apartment · 81 years left
110 sqmS$555,000S$5,045 psm
Jul 2022
Blk 645 · 4 ROOM · 10 TO 12 · Premium Apartment · 82 years left
91 sqmS$492,000S$5,407 psm
Feb 2022
Blk 645 · 5 ROOM · 01 TO 03 · Premium Apartment · 82 years left
110 sqmS$475,000S$4,318 psm
See more

Showing 19 of 82.

Sale prices as filed in caveats.

Where the lease takes this

About 77 years of the 99-year lease remain. Every figure below lets the lease run down on the decay measured from HDB resales in this market, then applies the price path in that column. The paths are scenarios to choose between, not forecasts.

From nowLease leftPrices flatPrices 2% a yearThis market's record, 3.64% a yearmeasuredPrices 4% a year
5 years72 yearsS$674,780S$745,011S$806,862S$820,973
10 years67 yearsS$647,321S$789,081S$925,537S$958,193
20 years57 yearsS$605,033S$899,047S$1,236,879S$1,325,702

On a flat market the lease alone costs 15% over 20 years. Prices would need to rise about 0.84% a year to cancel that out.

The measured column repeats what this market did between Q1 2015 and Q2 2026, which was 3.64% a year. Past growth is not a promise of future growth.

Horizons we have not measured are left out rather than guessed at, so a short lease shows fewer rows.

Indicative estimate from comparable caveats. Not a formal valuation.